Bv Financial Common Stock Analysis

BVFL Stock Analysis Notes

About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.96. Some equities with similar Price to Book (P/B) outperform the market in the long run. BV Financial Common last dividend was issued on the 28th of December 2018. The entity had 545:356 split on the 1st of August 2023. BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. BV Financial, Inc. operates as a subsidiary of Bay-Vanguard, MHC. BV FINANCIAL operates under BanksRegional classification in the United States and is traded on OTC Exchange. For more info on BV Financial Common please contact Timothy Prindle at 410 477 5000 or go to https://www.bayvanguard.com.

BV Financial Common Investment Alerts

BV Financial Environmental, Social, and Governance (ESG) Scores

BVFL Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 161.73 M.

BVFL Profitablity

The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.48 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.48.

Management Efficiency

BV Financial Common has return on total asset (ROA) of 0.0118 % which means that it generated a profit of $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0532 %, meaning that it created $0.0532 on every $100 dollars invested by stockholders. BV Financial's management efficiency ratios could be used to measure how well BV Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, BV Financial's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.02 this year, although the value of Return On Capital Employed will most likely fall to 0.02. At this time, BV Financial's Return On Tangible Assets are quite stable compared to the past year. Intangibles To Total Assets is expected to rise to 0.02 this year, although the value of Other Current Assets will most likely fall to about 2.7 M.

Technical Drivers

As of the 9th of February, BV Financial owns the Market Risk Adjusted Performance of 0.6225, standard deviation of 1.61, and Coefficient Of Variation of 577.45. BV Financial Common technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm BV Financial Common information ratio, and the relationship between the downside deviation and value at risk to decide if BV Financial Common is priced fairly, providing market reflects its prevailing price of 19.8 per share. Given that BV Financial Common has jensen alpha of 0.2334, we suggest you to validate BV Financial's latest market performance to make sure the company can sustain itself sooner or later.

BV Financial Common Price Movement Analysis

BV Financial Common Insider Trading Activities

BV Financial Outstanding Bonds

BV Financial Predictive Daily Indicators

BV Financial Corporate Filings

BV Financial Forecast Models

BV Financial's time-series forecasting models are one of many BV Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary BV Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

BV Financial Bond Ratings

BV Financial Common financial ratings play a critical role in determining how much BV Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for BV Financial's borrowing costs.

BV Financial Common Debt to Cash Allocation

BV Financial Common currently holds 35 M in liabilities. Note, when we think about BV Financial's use of debt, we should always consider it together with its cash and equity.

BV Financial Total Assets Over Time

BV Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which BV Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

BV Financial Debt Ratio

4.29

It seems most of the BV Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the BV Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of BV Financial, which in turn will lower the firm's financial flexibility.

BV Financial Corporate Bonds Issued

BVFL Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how BV Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling BVFL shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as BV Financial. By using and applying BVFL Stock analysis, traders can create a robust methodology for identifying BVFL entry and exit points for their positions.

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Investors evaluate BV Financial Common using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating BV Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause BV Financial's market price to deviate significantly from intrinsic value.

It's important to distinguish between BV Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BV Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, BV Financial's market price signifies the transaction level at which participants voluntarily complete trades.